Collector

Join Us in Making an Impact

At OneAZ Credit Union, our success is measured only by yours. We're here to create lasting change in the lives of our members, our communities, and our team. If you're looking for a career with purpose, where your work truly matters-you've found it!

Who You Are

You're impactful, compassionate, and fearless, ready to embrace new challenges and shape the future of financial well-being. You take accountability for our success and thrive in an environment where curiosity is celebrated. If this sounds like you, let's build something great together.

What You'll Do

This position will be located at our Corporate Office: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027

The Sr. Recovery Specialist contacts and locates members with delinquent accounts, demonstrating the ability to secure payment and avoid potential loss by performing prescribed duties.

• Contact delinquent members by telephone and mail to determine the reasons for delinquency, and assist members in developing plans to bring accounts to current status; or mitigating losses when necessary.
• Demonstrate proficiency in securing payment arrangements for past due or charged off loans, credit cards, share accounts, mortgages, and lines of credit to mitigate potential losses.
• Research member account and transaction activity information and utilize skills and skip tracing tools to contact members and resume collection activity or proceed to next steps.
• Update and note demographics and collection activity on accounts through delinquent loan recovery system.
• Obtain, summarize, and update qualifying information to submit deferments and hardships for management approval.
• Submit recommendations to management for voluntary or involuntary repossession approval and processing.
• Submit recommendations to management for settlement, legal action, or charge off when appropriate.
• Utilize above mentioned collection strategies to successfully manage resolve rate for collection queue of accounts.
• Review accounts with management when exceptions and escalations are necessary, obtain direction on how to handle or transfer calls to management to service.
• Service inbound calls, ensures service level and abandoned call rate are within department guidelines and established goals.
• Maintain superior member service throughout each call while assisting in identifying and executing solutions for members.
• Demonstrate proficiency in credit reporting knowledge.
• Demonstrate proficiency in bankruptcy and repossession knowledge and mitigating its effects in our servicing member accounts without additional risk to Credit Union.
• Follow up on abandon vehicle notices to insure lien position.
• Process title checks to validate lien position.
• Follow up on GAP warranty coverage to mitigate any potential loss.
• Reconcile ECM daily transaction report, correct any data entry errors, and process payments.

What You Bring

• High School Diploma or GED (General Education Development) required.
• 3 to 5 years related loan adjustment/collections experience required.
• Strong written and verbal communication skills.
• Knowledge and experience with office suite software (e.g., Microsoft Outlook, Word, Excel).
• Strong attention-to-detail, organization, and multitasking skills.
• A passion for people, innovation, and growth.

Not sure if you meet every requirement? That's okay. We believe great talent comes from all backgrounds and experiences. At OneAZ, we value potential, passion, and purpose. If you're excited about this opportunity and believe in our mission, we encourage you to join our Talent Community