RMO Governance Analyst

• Serve as Business Partner Owner for critical Retail applications.
• Drive the engagement between Retail and Technology, within assigned areas - identifying new capabilities that would serve business needs and influencing the roadmap to deliver these new capabilities that automate manual processes, reduce risk, and deliver business value.
• Drives the future direction and roadmap of product enhancements (i.e., Product Backlog) in collaboration with key stakeholders.
• Define in detail what Retail needs from enhancements to Technology systems in order to fulfill business objectives.
• Manages the financial implications for assigned areas, including development of business cases, expense tracking, and budgetary planning.

• Participate in Risk & Control Self Assessments, serving as point person for Retail and coordinating the efforts of all SMEs in Retail.
• Manage responses from Retail to Compliance Exams, Audits, and similar assessments.
• Comply with existing governance structures that pertain to Retail, identifying areas for improvement and advocating for necessary changes.
• Contribute to the development, implementation, and maintenance of robust governance policies and procedures that to ensure compliance with regulatory requirements and internal standards relating to Retail BCs and Small Business.
• Ensure adherence to risk management protocols and procedures, mitigating potential risks within Retail BC operations.
• Partner with Enterprise Compliance and Business Risk and Controls Office teams to assess, test, and monitor compliance with regulatory requirements, internal policies, and industry best practices.
• Coordinate with compliance officers and legal counsel to address regulatory issues and ensure adherence to relevant laws and regulations.
• Foster strong relationships with internal partners and stay abreast of emerging trends and regulatory developments.

• Issues Management - Lead the responses for all assigned Issues as the Issue Owner. Ensure that all issue remediations or risk acceptances are thoroughly documented, grounded in available data, and managed to closure within due dates.
• Design innovative solutions and uses creative problem solving to deliver effective remediation plans on time and on budget.
• Partner with Business Risk & Control Office to ensure that Issue response complies with enterprise policy, that milestone dates are met, and that remediation plans effectively address the risk.

• Design Operational Monitors within assigned areas, in partnership with the Business Risk and Control Office and various Data & Reporting teams.
• Conduct impactful data analysis and trend forecasting to identify areas of improvement and inform strategic decision-making processes.

About Comerica
We know our employees are critical to our overall success and we are dedicated to investing in their future. One of the ways we do this is to offer a comprehensive Total Rewards package designed to recognize and reward individual performance, as well support health, well-being, development and security for our colleagues and their family. Total Rewards consists of cash compensation, development and flexible benefit programs designed to meet individual needs today and in the future. Your salary will be commensurate with your work experience and our programs are reviewed regularly to ensure each remain competitive. We are proud to offer benefits such as health and welfare programs, strong retirement benefits, and generous paid time off programs. You and your eligible family members, including domestic partners and their children, can participate in medical, dental, and vision benefits, 401(k) and pension, income protection benefits such as life insurance, AD&D, and supplemental health programs to offset unexpected health care expenses. We also have a variety of time off programs for things like vacation, sick time, disability, and parental leave. Eligibility for some programs varies based on employment status and tenure.

Upon offer, Comerica conducts a comprehensive background and fingerprint check.

NMLS certification requirement: where applicable, a favorable background check screening, credit check, fingerprint check, and NMLS certification is required in accordance with the SAFE Act.

Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned into three major business segments; the Commercial Bank, the Retail Bank, and Wealth Management. Comerica's colleagues focus on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.

Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.