Mortgage Loan Processor

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are in search of a Mortgage Loan Processor I or II (internally known as Country Home Loan Processor) to join our Specialized Lending department in Spokane, Washington (Headquarters). This full-time position reports to the Manager, CHL Processing, and assists in home loan origination activities and performs a variety of portfolio management duties to support the administration and extension of sound constructive credit.

Compensation Information

The base salary range for this position in Spokane, Washington is:

Level I: $39,000 - $56,400; bonus at target is 6% of salary.

Level II: $43,100 - $64,600; bonus at target is 6% of salary.

Job Requirements

• Prepare and process home loan files.
• Coordinate closings and prepare file for funding within a timeframe that will allow the loan to close according to customer expectations.
• Ensure compliance with organization and industry regulations and procedures.
• Perform data input and due diligence for Country Home Loan portfolio.
• Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
• Other duties as assigned.

Minimum Requirements

• High school diploma or equivalent
• Basic understanding of credit and consumer lending
• Ability to effectively learn and utilize a wide variety of systems/software
• Knowledge and demonstration of effective customer service and verbal/written communication skills
• Ability to understand and complete credit and financial documents
• Ability to work independently and as part of a team

Preferred Requirements

• Relevant experience in lending, banking, or a related field
• General knowledge of applicable credit laws and regulations, and legal terminology
• Knowledge of credit investigation and verification practices
• Knowledge of loan closing processes
• Experience analyzing bank statements, paystubs and/or tax returns
• Familiar with Encompass, SalesForce and/or other loan origination system (LOS)

Benefits Offered by AgWest

• Medical, dental, and vision insurance
• Basic term life and AD&D insurance (fully paid for by the company)
• Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer
• 401(k) plan (6% match plus 3% employer contribution)
• Employee Assistance Program
• Wellness Program
• Jeans are welcome at work every day at AgWest!

*Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.