Risk, Credit Risk- Asset Finance, Analyst - Dallas

DIVISION AND JOB FUNCTIONS

Risk aims to effectively identify, monitor, evaluate and manage the Firm's financial and non-financial risks in support of the Firm's strategic plan. Operating in a fast-changing environment and utilizing the best-in-class risk framework, Risk teams are analytically curious, have an aptitude for challenges, and an unwavering commitment to excellence.

Credit Risk (CR) is a central part of Goldman Sachs' risk management framework, with primary responsibility for assessing, monitoring and managing credit risk at the Firm. CR is staffed globally with offices including New York, London, Salt Lake City, Dallas, Warsaw, Bengaluru, Hong Kong and Tokyo. CR professionals with expertise in financial, credit and risk analysis work closely with many areas of the Firm as well as clients, offering a unique opportunity to gain a broad perspective on the activities of the Firm. CR partners with other divisions in the firm and externally with clients to support the Firm's wide array of banking and trading businesses. CR professionals are part of the value proposition of the Firm and balance our key functional responsibility of control with that of being commercial. CR has strong traditions of risk management, client service excellence, and career development opportunities for our people.

Responsibilities:

• Assess the credit and financial strength of counterparties by performing fundamental credit analysis of both quantitative and qualitative credit factors
• Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits
• Review lending, derivative, and funding transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses
• Coordinate with Investment Banking/Capital Markets, Sales & Trading, Legal and Operations departments to assess transactions and ensure appropriate documentation, risk mitigants, and limits
• Proactively monitor and assess counterparties and industry subsectors, as well as report relevant information and its impact to senior management in a timely manner
• Monitoring adherence to credit exposure limits and measuring credit exposure and losses from counterparty default

Basic Qualifications:

• Bachelor's degree
• Excellent academic record
• Demonstrable track record of achievement and independent decision making
• Strong communication skills (written and verbal)
• Excellent attention to detail and strong analytical skills
• Ability to work in a fast-paced environment
• Integrity, ethical standards and sound judgment
• 0-2 years of experience in a financial services role

Competencies:

• Functional Expertise and Technical Skills - Ability to learn quickly
• Teamwork - Strong team player, works well under pressure, and collaborates with others across teams and business units
• Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, and escalates as appropriate
• Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
• Creativity and Influence - Looks for new ways to improve current processes and develop creative solutions with practical value
• Proactive ownership - Ability to self-direct in executing tasks
• Continuous Development - Values constant self-improvement and learning

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.