Real Estate Lending Underwriting Manager

At Grow Financial Federal Credit Union, we believe in service - to our 300,000 members, 600 team members and local communities. We're not just your average bank. We're a credit union, owned by our members and dedicated to serving people, not profit. We know that happy, engaged people provide the best service, so we live by our mantra: Be Bold. Be Great. Have Fun. Consistently named a Top Workplace by the Tampa Bay Times among multiple national awards we strive to develop a diverse, collaborative culture where you can grow personally and professionally.

Our "work from where you do your best work" strategy provides flexibility to our team members - who currently reside across the U.S. - with a variety of remote, hybrid and in-person roles. We enjoy plenty of opportunities to stay connected through video collaboration, digital tools, community service initiatives and numerous activities. Whether you thrive in a remote setting, prefer the energy of in-person collaboration or seek a balance between the two, you'll find your fit here. Join us as we seek to make things grow - people, communities, money and dreams.

Grow Financial is headquartered in Tampa, FL. For remote roles, candidates must be located in the following states: AL, AZ, AR, DE, FL, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NH, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY.

Some of our Benefits/Perks:

Medical/Dental/Vision Insurance
• Employee discount on loans Team members qualify for a discount on consumer loans.
• Tuition Reimbursement of up to $5,250 per year for full-time team members.
• Paid Time Off 15 days/year & over 10 Paid Holidays
• Paid Volunteer Days Grow provides two bi-annual paid volunteer days to all team members.
• Retirement Benefits (401K) Grow matches up to 8% for team members.
• Growth Potential In-house training department dedicated to helping our team members reach their maximum potential.

Responsible for all aspects of underwriting and regulatory control of the Real Estate Lending Department. Responsible for maintaining all agency and investor guideline implementation to ensure the safety and quality of the lending portfolio. Employs underwriting methods to ensure compliance with company, agency, NCUA, and industry guidelines. Participates in developing relationships with government agencies, MI vendors, credit agencies, and title companies. Responsible for quality control of Real Estate lending process to include development and implementation of training programs for Loan Officers, Processors, Closers, Underwriters, and auditing personnel. Represents Grow Financial in the community whenever necessary participating in community and advisory groups and organizations.

Required Skills & Experience

• Bachelor of Arts/Science degree from an accredited college or university is preferred.
• 5 years related experience in mortgage lending and underwriting required.
• 3 years of experience in a leadership or supervisory role required; supervisory experience within Real Estate Lending preferred.
• Has a good understanding of secondary market guidelines to include automated underwriting.
• Ability to perform complex income analysis. Strong analytical skills with the ability to analyze complex tax returns, including corporate, partnerships and sub-s corporations.
• Ability to perform in a multi-tasked, deadline-oriented environment, with ability to prioritize tasks.
• Working knowledge of PC with the ability to learn new software.
• Effective leadership and negotiation skills with ability to adapt to change within working responsibilities, be it internal, market, or regulatory driven.

Physical Demands

• Must be able to sit, type and/or view computer monitor for extended periods of time.
• Must be able to read, write, speak and type English.
• Must be able to hear and use a telephone.
• Use of computer requires repetitive keystrokes.

Work Environment

• This role is fully remote, with the option to work from our HQ or retail locations.
• Flexible hours to meet business needs.

Apply online today!

An Equal Opportunity Employer Minorities/Females/Veteran/Disabled