Sr Mortgage Loan Consultant

At Grow Financial Federal Credit Union, we believe in service - to our 300,000 members, 600 team members and local communities. We're not just your average bank. We're a credit union, owned by our members and dedicated to serving people, not profit. We know that happy, engaged people provide the best service, so we live by our mantra: Be Bold. Be Great. Have Fun. Consistently named a Top Workplace by the Tampa Bay Times among multiple national awards we strive to develop a diverse, collaborative culture where you can grow personally and professionally.

Our "work from where you do your best work" strategy provides flexibility to our team members - who currently reside across the U.S. - with a variety of remote, hybrid and in-person roles. We enjoy plenty of opportunities to stay connected through video collaboration, digital tools, community service initiatives and numerous activities. Whether you thrive in a remote setting, prefer the energy of in-person collaboration or seek a balance between the two, you'll find your fit here. Join us as we seek to make things grow - people, communities, money and dreams.

Grow Financial is headquartered in Tampa, FL. For remote roles, candidates must be located in the following states: AL, AZ, AR, DE, FL, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NH, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY.

Some of our Benefits/Perks:

Medical/Dental/Vision Insurance
• Employee discount on loans Team members qualify for a discount on consumer loans.
• Tuition Reimbursement of up to $5,250 per year for full-time team members.
• Paid Time Off 15 days/year & over 10 Paid Holidays
• Paid Volunteer Days Grow provides two bi-annual paid volunteer days to all team members.
• Retirement Benefits (401K) Grow matches up to 8% for team members.
• Growth Potential In-house training department dedicated to helping our team members reach their maximum potential.

Responsible for the timely and accurate processing, underwriting, and closing of a loan file. Maintains effective communication with the member and referral sources to ensure coordination and exchange of information for accomplishing the closing of the member's mortgage loan. Responsible for validation of data as well as collection and evaluation of all documented information required. Reviews Automated Underwriting findings ensuring that the loan meets the eligibility and underwriting guidelines and all conditions for closing are met. Responsible for reviewing the appraisal of the property, the title report, and the flood certification. Prepares all required closing documents, and coordinates with outside title agent and member to schedule closing.

Required Skills & Experience:

• High School diploma is required.
• Five years' experience as a mortgage loan processor, closer or underwriter with an emphasis on conventional and government (FHA and VA) loan products is required. Construction-Perm loan product experience preferred.
• Two years' experience acting as a closer for mortgage loans within TRID guidelines (established 2015) is preferred.
• Proficient math skills, with a high degree of accuracy.
• Excellent organizational skills.
• Intermediate to advanced knowledge of Windows based PC skills with the ability to learn new software. Experience with Encompass software is preferred.
• Ability to perform in a multi-tasked environment, with the ability to prioritize tasks.
• Ability to work within stringent time constraints, under pressure.

Physical Demands:

• Must be able to sit for extended periods of time.
• Must be able to read, write, speak and type English.
• Must be able to hear and use a telephone.
• Use of computer requires repetitive keystrokes.

Work Environment:

• Remote work environment with occasional in-office meetings for training and/or Team Building.
• Qualified candidates must live in the Tampa Bay or South Carolina Market.

An Equal Opportunity Employer Minorities/Females/Veteran/Disabled