Accounting Manager - RBC

Employer: Republic Business Credit, a subsidiary of Renasant Bank

This position serves Republic Business Credit which is a subsidiary of Renasant Bank. The Accounting Manager will serve as a key financial partner at Republic Business Credit ("Republic" or "RBC"), overseeing the integrity of financial reporting, internal controls, and compliance while providing strategic support across the organization. Working closely with the Controller and President, the Accounting Manager will ensure the accuracy and timeliness of all financial statements, borrowing base submissions, and regulatory reporting. The Accounting Manager will maintain Republic's relationships with the Bank, ensuring transparent communication. Additionally, the Accounting Manager will oversee SOX controls, manage third-party risk, and lead the day-to-day operations of the finance and accounting team.

The Accounting Manager will be instrumental in maintaining the financial health and control environment of Republic Business Credit, ensuring accurate reporting, regulatory compliance, and effective management of the company's financial operations.

As a key member of Republic's finance team, the Accounting Manager will uphold the highest standards of financial integrity and professionalism, both internally and in dealings with external stakeholders including banks, auditors, and third-party partners. This position is expected to:
• Oversee the preparation of accurate and timely monthly financial statements, borrowing base submissions, and management reporting, ensuring full compliance with Senior Debt provider requirements.
  Partner closely with the Controller and President to support financial planning, budgeting, forecasting, and strategic business initiatives including acquisitions and due diligence.
• Lead and develop the finance and accounting team, establishing clear goals and accountability frameworks while supporting professional growth and fostering a culture of accuracy and continuous improvement.
• Maintain data integrity across all financial systems, ensuring operational data from Factorsoft is accurately reflected in the accounting system and financial statements, and that all records are current and audit-ready.
• Serve as the primary liaison with Republic's banking partners on all credit facility matters, including daily borrowing base submissions, covenant compliance, and ad hoc reporting requests.
• Oversee the SOX controls framework, ensuring ongoing documentation, testing, and compliance across all key financial reporting processes, and coordinate with internal and external auditors as necessary.
• Manage third-party risk for overseas relationships, including ongoing due diligence and monitoring of international counterparties, and serve as the primary point of contact with the Bank regarding overseas exposure and related compliance requirements.
• Ensure all accounting operations adhere to applicable regulations, GAAP standards, and internal policies, staying current on relevant regulatory developments and best practices in financial management.

REPUBLIC BUSINESS CREDIT AND RENASANT BANK ARE EQUAL OPPORTUNITY EMPLOYERS

• Preparation of monthly management financial statements, including supporting account reconciliations, and presentation of such to leadership. This will include administrative maintenance of the accounting system and ensuring adequate record keeping
• Preparation and submission of borrowing base to Renasant Bank bimonthly, including liaison with Operations team over contents.
• Maintain budgets and forecasts, updating monthly as appropriate. Address key budget concerns with the Controller and President.
• Manage Accounts Payable and key vendor relationships ensuring that prompt payment is made on valid accounts payable.
• Oversee cash reconciliation across all bank accounts and multiple operating software platforms, ensuring accuracy, consistency, and timely resolution of any variances. Work closely with the Operations team to identify and resolve any system outages or data discrepancies in a timely manner.
• Ensure payroll operates on bi-weekly basis smoothly, providing payroll Bank with required information.
• Manage monthly payments of commissions to external brokers and sales team.
• Ensure operational finance information from Cadence and NAS is accurately reflected in the accounting system and thereby financial statements.
• Maintain fixed asset registers.
• Oversee SOX controls framework, ensuring ongoing compliance, documentation, and testing of internal controls across financial reporting processes.
• Oversee third-party risk management, including conducting internal quarterly and annual vendor reviews, and supporting additional Bank-requested reviews as required, while serving as the primary liaison with the Bank regarding third-party exposure and related compliance requirements.
• Manage and lead the team in the areas of finance, cash management, and corporate administration.
• Support Controller and President in respect of acquisition or other project-based activities, including due diligence work.
• As a senior manager, participate in progressive discussions with peers regarding ongoing development of the business, and serve as an example to staff and the external community as to the culture and professionalism of the company.
• Perform other accounting tasks and responsibilities as they arise, which may include annual 1099 preparation and filing, benefits administration support, and other compliance or reporting duties as required by the business.

• Qualified CPA or Accounting Degree with equivalent experience
• 3 to 5 years post-qualification experience in a commercial environment in a finance role with similar levels of responsibility
• Strong problem-solving skills
• Ability to think creatively and innovatively
• Strong and effective communication skills to collaborate with team members and clients
• Good planning and organizational skills with a logical and methodical approach to work
• Ability to meet deadlines and manage expectations
• Ability to multi-task and prioritize workload as needed
• Competency in Microsoft Office (particularly Word and Excel), Google (Google Mail, Google Docs/Sheets and Google Drive)

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.