Healthcare Loan Officer

MidFirst Bank
United States, Oklahoma, Oklahoma City
Mar 13, 2025
Description We are looking for a Healthcare Loan Officer to join our dedicated lending team which is focused on providing specialized services to our unique customers. Be the primary officer for borrowers and use this relationship to gain customer loyalty and expand existing loan and deposit account products. Formulate and update Retention Strategies (determine frequency, followed by execution of onsite customer visits). Travel Required. Have direct interaction with the originating officer on the closing process of new deals destined to be part of their portfolio Negotiate and present renewals, extensions, modifications, waivers, remedial action and new credit requests to borrowers and approval authorities Obtain periodic financials, monitor trends, and continually verify the quality of assigned loans and compliance with Loan Agreements. Candidate must have the ability to conduct comprehensive financial analysis and be responsible for discovering adverse trends in a proactive manner. Alert management on deteriorating situations in a timely manner. Complete standardized reports that cover compliance, risk assessments and grading rationale. Maintain knowledge and stay well informed on the complexities and inherent risks of the healthcare industry (seek appropriate training to stay abreast on accounting rules, regulations and overall governance). Travel Required. Attend industry conferences for not only educational purposes, but also for branding and marketing purposes. Travel Required. Position Requirements: Bachelor's degree and 5 years' experience in commercial banking preferred. Healthcare Lending and Credit Underwriting experience a significant plus. Proven history of excellent communication and customer relation skills Strong written and verbal skills Work autonomously/independently and make conclusions in a timely manner Understanding complex corporate financials, financial analysis trends and loan structure (knowledge of C&I loan structure preferred, knowledge of loan structure regarding healthcare nuances a strong plus). Ability to recognize problematic financial trends, offer creative solutions to complex situations and a workout strategy when needed. Experience in interpreting and negotiating attorney prepared loan and collateral documentation Ability to respond appropriately to customer inquiries in a fast paced environment Computer proficient including Microsoft office products Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)